What is an SR-22?

An SR-22 is a document filed with your local DMV stating that you have enough insurance to cover any damages caused by accidents involving your vehicle. It doesn't actually serve as a type of insurance; instead, it shows that you meet certain requirements set forth by your jurisdiction.

What is an FR-44?

An FR-44 provides proof that a driver has active insurance that covers at least the minimum required by law. It usually includes higher amounts of protection than the minimum required by law or SR-22 minimum limits.

Do I need an insurance policy?

Not every driver requires an SR-22/ FR-44. Some states require them for specific traffic offenses. For example, California requires drivers who have had multiple convictions for DUI or reckless evasion to get one.


  • DUI convictions

  • Reckless driving

  • Uninsured drivers cause accidents


To get an SR-22/ FR-44, contact either the courts or your state motor vehicle department.

What do I need to get an SR-22/ FR-44?


  • You'll first need to obtain a free auto insurance quote from SR22 Insurance before you decide whether to enroll.

  • If you keep buying insurance, be sure to say yes when asked if you need an SR-22 certificate.

  • We will start the paperwork for an SR-22 or an FR-44 after you've made payment.


If we require any further information, we'll contact you.

Call us at 800-861-8380 for help filling out the form.

If you're already a customer, you can call us at 877-206-0215. We'll look into your coverage and get started on processing your certificate.


Are there any fees associated with an SR- 22/FR- 44?


  • Some states charge a flat rate for each service, whereas some require an additional charge per service.

  • You must pay a one-time filing charge each year, but you won't be charged any additional fees unless your insurance lapses.

  • If you're married and want to get an SR-22/ FR-44, there's a $25 per person charge.


Please note: The filing fee is not included in our price quote because the filing fee varies from case to case. We will provide you with the filing fee when we receive payment for your case.

What is the validity period for an SR-22/FR 44?

You need to keep your SR-22/FR 44 up to date at all times. If your insurance policy ends, we are required to inform the appropriate state agencies. If you stop maintaining continuous coverage, you may risk losing your driver’s license.

Depending on where you live, the Certificate of Financial Responsibili­ty form is called either an SR-22 (in states which require one) or an FR-44 (in states which don't).

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